While seeking a perfect smile, the question that mostly begs for an answer is: does dental insurance cover veneers? People mostly ask because veneers cost a lot of dollars.
Insurance is meant to cover medical expenses and procedures, but that’s not the case here. Some reasons we will share in this article will help you to understand why dental insurance does not cover veneers.
Alternatively, you can save up or find other means to make your dream smile a reality. As we move further, we will discuss who can have veneers and other things you may wish to know.
What are dental veneers?
Dental veneers are coverings that can be fitted over the teeth to cover dental imperfections. They are placed over each tooth during the procedure to enhance the appearance of your dentition.
Veneers come in different types with their unique costs. There are the removable veneers, porcelain veneers, composite veneers, and the no-prep veneers.
Who should consider veneers?
Many situations may prompt people to seek veneer procedures. If you fall into this category, you are the right candidate for it.
People with stained teeth
Some people have naturally stained teeth from birth. This is no fault of theirs; they just grew up seeing their teeth that way. Others got their teeth stained due to some prescribed medication, while others got theirs from living a particular lifestyle.
Anyone with bad dentition
Veneers are a way to correct some dental issues like bad dentition. Bad dentition might come from broken or chipped teeth. Others might be due to the wrong alignment of teeth.
Those who care so much about their smile and wish to feel good
People in this category go for the procedure just to feel good about themselves. It does not have to be because of any dental health problem; they only want to improve their smile and self-esteem.
Those who have the money
Money offers a type of security and gives you options. Even if people in this category have ever wondered, does dental insurance cover veneers? And later, they found out it didn’t; they could pay out of their pockets to do the procedure just because it felt right.
So, do you fall into any of the categories listed above? Here’s the reason why dental insurance does not cover veneers.
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Does dental insurance cover veneers?
Dental insurance can cover many oral issues when they’re deemed medically related. An accident that affects the jaw or teeth, and demands implants on the patient, is considered suitable for dental insurance coverage.
However, veneers are regarded to be cosmetic procedures. Hence, they are not qualified to be covered by dental insurance. Some exceptions may apply to your insurance provider.
For some insurance providers, some veneer procedures may fall under oral medical issues and will be covered by your dental insurance plan. In contrast, other insurance providers prefer to cover veneer replacement procedures.
Therefore, you must understand your dental insurance package, know what you qualify for, and what issues are covered.
Conclusion
Veneer procedures are not done in a single dental visit. It takes steps and various appointments before you can be cleared for it. So, if you’ve wondered if your insurance can cover you in this procedure, ask your policy provider and know what must be done.
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